Verified July 2026 · Official Sources

Hearing Aid Insurance in Alaska

Alaska is one of the friendlier states for hearing coverage: Alaska Medicaid covers hearing aids for both adults and children, including repairs, ear molds, and accessories, when prescribed by a licensed provider. There's no state law forcing private insurers to cover hearing aids, so if you have commercial insurance you'll need to check your own plan. Alaskans with hearing loss can also get free telecommunications equipment through the Alaska Relay TEDP program and borrow or try out devices through Assistive Technology of Alaska (ATLA).

By Lilly Seay · Updated July 2026

Medicaid — Adults 21+
Covered
Medicaid — Kids Under 21
Covered (EPSDT)
Private Plans Must Cover
None

Medicaid in Alaska: Adults 21 and Older Covered

Per the official 2025 Alaska Medicaid Recipient Handbook (revised April 16, 2025), adult hearing services include audiology, diagnostic testing, hearing therapy, rehabilitative therapy, hearing aids (including approved accessories and supplies), and hearing item repairs; services must be prescribed/ordered by a physician or other licensed practitioner. After the manufacturer's warranty expires, adults are allowed up to two new ear molds per ear, two repairs per hearing aid, and one full replacement of a lost or broken device within a three-year period. Service (prior) authorization may be required for specific items, including certain hearing aids. Alaska Medicaid is fee-for-service (no managed care). Note: some local provider websites incorrectly state adults are not covered — the state handbook is the controlling source.

Medicaid for Kids: Always Covered Covered

Federal EPSDT law (42 U.S.C. § 1396d(r)(4)) requires every state — Alaska included — to cover hearing aids for Medicaid-enrolled children under 21 at no cost to the family. Children under 21 get broader coverage: audiology, universal newborn hearing screening, diagnostic testing, hearing therapy, cochlear implants, personal FM systems, hearing aids with accessories/supplies, and repairs; unlimited ear molds and repairs plus up to two full replacements of lost/broken devices per three-year period. Alaska's CHIP program is Denali KidCare (children birth through age 18 and pregnant women who meet income limits); hearing benefits follow the Medicaid recipient handbook, and families apply through the Division of Public Assistance and renew every 12 months.

Does Alaska Require Private Insurance to Cover Hearing Aids? None

Alaska has no statute requiring state-regulated private plans to cover hearing aids for any age group (NCHAM: 'No Legislation'). Bills on newborn/infant hearing screening coverage have been introduced in the legislature but no hearing aid coverage mandate has been enacted. ERISA self-funded plans would be exempt from any state mandate in any case.

Remember: state mandates only reach state-regulated ("fully insured") plans. Self-funded employer plans — covering about two-thirds of insured workers — are exempt under federal ERISA law. One question to HR settles which kind you have.

Alaska Programs That Help Pay for Hearing Aids

  • Alaska Relay — Telecommunications Equipment and Tablet Distribution Program (TEDP) — Distributes free specialized telecommunications equipment (amplified phones, tablets with communication apps, TTYs, videophones, flashers/alerting accessories) to Alaskans who are deaf, hard of hearing, deafblind, or speech-disabled, with need certified by a physician, audiologist, SLP, or VR specialist; administered through ATLA.
  • Assistive Technology of Alaska (ATLA — state AT Act program) — Statewide assistive technology program offering information and assistance, device demonstrations, short-term equipment loans, and equipment reuse (including hearing assistance devices such as amplifiers and alerting systems); its TechAbility program provides consultations and long-term equipment loans for qualified beneficiaries. Call 907-563-2599.
  • Alaska Division of Vocational Rehabilitation (DVR) — Can fund hearing aids and assistive technology for eligible Alaskans with disabilities when needed to prepare for, obtain, or keep employment; DVR delivers most assistive technology services through its contractor, ATLA.

Major Insurers in Alaska

Alaska has one of the smallest insurance markets in the country: just two individual-market insurers — Premera Blue Cross Blue Shield of Alaska statewide and Moda in the population centers — no individual Medicare Advantage plans for sale in 2026, and fee-for-service Medicaid that, unusually, covers hearing aids for adults.

Marketplace (statewide)

The only insurer selling individual marketplace plans statewide in Alaska for 2026. Alaska has no hearing aid mandate, so hearing aid coverage varies by plan — call Premera to ask what your specific plan includes.

Moda Assurance Company
Marketplace (Anchorage, Mat-Su, Kenai Peninsula, Fairbanks, Southeast)

Moda offers 2026 individual plans in Alaska's main population regions, including Anchorage, the Mat-Su and Kenai Peninsula boroughs, Fairbanks, and Southeast Alaska. Hearing aid coverage is not required by state law, so check the plan documents.

Alaska Comprehensive Health Insurance Association (ACHIA)
State high-risk pool / Medigap options

Alaska's high-risk pool offers four Medigap supplement options in 2026, which matters because no private Medigap insurers in Alaska serve enrollees under 65. Note that Original Medicare and Medigap do not cover hearing aids.

How to Confirm Your Coverage in Alaska

  1. Call the member services number on your insurance card and ask: "Does my plan include a hearing aid benefit or allowance — how much, and how often? Please check hearing services billing codes V5008–V5299."
  2. If you have job-based insurance, ask HR whether the plan is fully insured or self-funded — that decides whether Alaska's insurance rules apply to you.
  3. On Medicaid or a Medicaid managed-care plan? Call the number on that card and ask about hearing aids, exams, and prior authorization.
  4. Get free, unbiased help from your State Health Insurance Assistance Program (SHIP) at 1-877-839-2675 or shiphelp.org.
  5. If you're denied, appeal — you have 180 days for private-plan internal appeals, and a medical-necessity letter from your audiologist materially helps.

Alaska Hearing Aid Insurance Questions

Yes — Alaska is one of the states that covers hearing aids for adults on Medicaid. The 2025 Alaska Medicaid Recipient Handbook lists audiology, diagnostic testing, hearing therapy, hearing aids (including approved accessories and supplies), and repairs as covered adult services, as long as they're prescribed by a physician or other licensed practitioner. Some items, including certain hearing aids, need prior authorization first. One heads-up: a few local provider websites wrongly say adults aren't covered — the state handbook is the controlling source, so trust it and ask your provider to bill Medicaid.

No — Alaska has no law requiring private insurers to cover hearing aids for any age group, so whether your Premera Blue Cross Blue Shield of Alaska or Moda plan covers them depends entirely on the plan itself. Bills on newborn hearing screening coverage have been introduced in the legislature, but no hearing aid mandate has passed, and self-funded employer plans would be exempt from one anyway. Call your insurer and ask specifically about hearing aids, ear molds, and fittings — and if you're on Medicaid, you're in luck: Alaska Medicaid covers them.

If you qualify for Alaska Medicaid, start there — it covers hearing aids for both adults and children, including repairs and ear molds, when prescribed by a licensed provider. If you need hearing aids for work, the Alaska Division of Vocational Rehabilitation may help pay for them. Assistive Technology of Alaska (ATLA) lets you borrow and try devices before committing, and the Alaska Relay Telecommunications Equipment and Tablet Distribution Program (TEDP) provides free phones and communication equipment to Alaskans with hearing loss.

Alaska is unique here: as of 2026 there are no individual Medicare Advantage plans for sale in the state — just under 3% of Alaska's 122,000+ Medicare beneficiaries have MA coverage, mostly through employer retiree plans. That matters for hearing care because Original Medicare doesn't cover hearing aids, and the Medicare Advantage plans that often add hearing benefits simply aren't sold here. If you're on Medicare with limited income, check whether you also qualify for Alaska Medicaid, which does cover adult hearing aids, and look into ATLA and the Alaska Relay TEDP equipment program.

Alaska Medicaid has clear rules for this. After the manufacturer's warranty expires, adults are allowed up to two new ear molds per ear, two repairs per hearing aid, and one full replacement of a lost or broken device within a three-year period. Services must be prescribed or ordered by a physician or other licensed practitioner, and prior (service) authorization may be required for specific items, including certain hearing aids. If your device breaks or goes missing, talk to your audiologist about submitting the request — the benefit is there for exactly this situation.

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